An important distinction when thinking about making good decisions is whether we actually have any choice to begin with—or whether we want any. At times in life, we have a great deal of discretion. We choose to eat out instead of staying in; we then choose one of many restaurants; and we then choose whatever we’d like from an extensive menu. In an opposite scenario, we are obligated to attend someone’s dinner party and eat whatever we’re served alongside people we didn’t choose to be with.
…. When the noise in our minds collides with time’s quiet expanse, we struggle. We hold the keys to our own long-term success, even though we sometimes forget. Regular, consistent, disciplined investing is awesome—especially when we’re not thinking about it. A much better experience with money is within anyone’s reach.